eBesa 10.03.04.15

The eBesa App offers a convenient, secure, and user-friendly platform for managing your financial transactions with ease. It facilitates core Mobile Money services such as sending and receiving funds locally and internationally, purchasing airtime and data, and paying for goods, services, and bills. Beyond basic functionalities, the application provides integrated financial solutions including bank account management, Sharia-compliant savings accounts with profit earning potential, virtual debit cards, and linkage to various banking services.

The redesigned eBesa App enhances user experience by enabling faster and more efficient financial transactions through intuitive features accessible with just a few taps on your mobile device. It aims to streamline your financial activities while maintaining high security standards.

• Core Mobile Money Transactions: Simplified access to sending money, making payments, buying goods, withdrawing cash at agents, and purchasing airtime through an improved interface.
• eBesa Global: An international transfer service that allows sending funds to mobile wallets, bank accounts, or remittance companies. Recipients can receive funds directly into their eBesa account or pick up cash at nearby agents.
• Buy Bundles: Purchase data, voice, and SMS bundles for Somalia’s telecom networks directly within the app using airtime or eBesa credit.
• QR Payments: Initiate transactions such as money transfers, bill payments, and purchases by scanning QR codes. Users can also generate and share their own personal QR codes for seamless transactions.
• Sharia-Compliant Savings Accounts: Open savings accounts that comply with Islamic finance principles while earning profits on saved funds.
• Sharia-Compliant Loans: Request and receive instant loans approved under Sharia financial guidelines.
• Multicurrency Support: The app operates in both USD and Somali Shillings, supported by a currency conversion module that enhances local transaction pride and convenience.
• Account Statements: Access detailed transaction histories directly on the home screen. Features include filtering, downloading, and exporting statements in PDF format.
• Receipts: Download and share electronic receipts for various transactions to facilitate record-keeping and sharing with other parties.
• Biometric Authentication: Secure access through fingerprint or facial recognition eliminates the need for manual PIN entry during login and transactions.
• Favorites & Favourites: Save frequent contacts or businesses for quicker payments. The app automatically generates a list of frequently interacted entities to streamline your workflow.
• Transaction Descriptions: Add contextual details when sending money to enhance clarity for recipients.

The eBesa App continually strives to provide an efficient financial management tool that adapts to users' evolving needs. It is regulated by the Central Bank of Somalia to ensure compliance with financial standards and consumer protection regulations.